Doctor, do you have a financial plan in place for 2011? If not, the first quarter of the year is a great time to make a start, and answer some important questions. For instance, do you know what to expect in terms of income and expenses? How many days you will work? Whether or not you will finally be able to afford that new equipment you've been wanting for so long? If not, please call me to schedule a planning session during which we'll answer these questions and more. Give yourself the gift of a New Year not only with less stress but with more confidence in where you are heading, and how you'll get there.