Will the bank loan money to a recent graduate with student loan debt?

Question:  With the rising level of dental student debt, at $450,000 for education, will a bank loan money to a buyer candidate?

Answer: The answer is 'yes' provided that the candidate does not have any derogatory items on their credit report, and provided further that the purchase price of the practice 'cash flows' based upon the practice profitability. The specialty lenders know that dentist as a group represent a very low default rate and are therefore willing to loan potentially up to 100% of the purchase price with the only collateral consisting of the practice assets.